And he's beginning with good news on house, food and fuel prices.
"When we were analysing the information and found that there are three reasons to be cheerful, it made me think of the Ian Dury and the Blockheads' classic, ‘Reasons to be Cheerful, Part 3'," said Peter.
"Right now there are around 870,000 properties empty in the UK with more being built.
"There isn't a market at the moment so with supply high and falling demand, it will take a lot of excess out of the market, which will offer a real boost to first time buyers.
"But although prices will continue to fall whilst the market is stalled there is a silver lining for those worried about their own homes, and this comes in the form of the Bank of England's recent half percent interest rate cut.
"We also expect rates to continue to fall to 3 percent over the next six months, which will be a saving of £200 per month on the average mortgage."
As well as offering a boost to the housing market Peter feels that people will soon start to see some benefits at the checkout and at the forecourt.
"Inflation has hit five percent, but we believe that will soon start to plummet," said Peter.
"People have been hit hard by rising fuel and food prices, which has apparently been caused by supply issues.
"We commissioned a survey in May this year that shows the supply was fine for food, oil and copper yet demand had not really increased, in fact it had fallen.
"Also in May Goldman Sachs said that oil would go up to $200 a barrel, which everyone believed apart from us.
"World demand is virtually the same as in May, but the price has now come down to $77 a barrel, and we have already seen prices for unleaded come down to below £1.
"This is something that Nick McBreen, IFA at Worldwide, echoed this week on BBC Spotlight.
"And supply increasing in the food market, there should be further cuts at the checkout.
"So with mortgage, food and fuel savings for most people it will be a welcome break, just in time for Christmas!"
For more information on Worldwide Financial Planning please contact Peter McGahan on 01208 816667 or visit www.wwfp.net.
