Cornish Community Banking (a trading name of Cornwall and the Isles of Scilly Credit Union Ltd.) is a member-owned co-operative run by volunteers which offers savings and loan products at affordable prices.

Our surpluses are not used to pay inflated bonuses to "fat cats" - we use some to develop our business, and some is paid back to our adult members as a dividend. (Young Savers aged under 16 receive 3% interest paid annually.)

New adult members can apply for a loan of £50 to £600, subject to credit checks, and after 3 months membership, larger sums can be considered, up to a maximum of £15,000. Our loan charges are 1 to 2% a month (APR 12.7 to 26.8%).

For up to date opening times visit http://www.cornishcommunitybanking.co.uk